Ag Plus Crop Financing Programs

Ag Plus has partnered with The Cooperative Finance Association and John Deere Financial to provide growers with loan finance programs for the upcoming crop year. Unlock your farm's potential.

Why Choose Ag Plus for Your Financing Needs?

0% Financing Options: Spread your seed purchase cost over time with no interest, keeping your cash flow healthy.
Access to Premium Seed and Chemical Brands: Choose from top-quality seeds from Brevant, Croplan, DeKalb, NK, Stine and Asgrow. Chemicals from BASF, Bayer, Corteva, Syngenta, WinField United, AMVAC and more.
Customized Solutions: Our team of agronomy experts are here to help you select the right seeds tailored to your fields and goals.
Deferred Payment Options: We offer flexible deferred payment options to help you manage your cash flow efficiently.
Lien on Crop Only if Needed: Our programs are designed with your convenience in mind. You'll only have a lien on your crop if it's necessary.
Easy Application and Fast Approval: Applying for financing has never been easier. Our streamlined application process ensures quick approval, so you can focus on what matters most - your farm.

2025 CFA Crop Finance Programs


By financing early, you can ensure the best interest rate when you purchase fertilizer and chemical and/or seed from Ag Plus Cooperative. Below you can find more information about each of our finance options. Ag Plus also offers the option for deferred payments after signing up for a loan.

Loans sponsored by The Cooperative Finance Association.

Seed Program

Option 1:

Seed purchased at Ag Plus by November 30, 2024:

0% fixed interest* through May 31, 2025.
Interest Rate Beginning June 1, 2025: 5.99% fixed interest until March 15, 2026.

Option 2:

Seed purchased at Ag Plus after November 30, 2024:

6.99% fixed interest through May 31, 2025.
Interest Rate Beginning June 1, 2025: 8.00% fixed interest until maturity of March 15, 2026.

Fert & Chem Program

Option 1:

If 80% of seed needs for the crop year are purchased at Ag Plus, get 4.25% fixed interest until loan maturity of March 15, 2026.


Option 2:

If no seed or less than 80% of seed needs are purchased at Ag Plus, get 6.99% fixed interest until October 31, 2025, then 8% fixed interest until maturity of March 15, 2026.

*If 80% of your fertilizer/crop protection needs aren't purchased at Ag Plus, the seed program interest rate will default to option 2.

As of July 28, 2021, variable interest rates are based on the CFA Field Finance Rate. CFA interest rates published here.

Loans do not cover non-farm related Ag Plus purchases such as Convenience Store.


Loan Maturity Date

March 15, 2026

Finance Program Details

Subject to CFA credit approval and $200 loan fee advanced on the loan. If you have had a CFA loan in the past and have set up an online account, you can fill out the application online at cfafs.com, rather than the paper application. If you are new to CFA, you must fill out the paper application for the first year.


2025 John Deere Financial Crop Programs


DEKALB/ASGROW SEED

BREVANT SEED

STINE SEED

BASF XITAVO SEED

BAYER CROP PROTECTION

AMVAC CROP PROTECTION

Call Ag Plus Customer Financing at (507) 694-1197 or Fill Out the Form

Corporate Office
1100 East Main Street
Marshall, MN 56258

(507) 532-9686

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