By financing early, you can ensure the best interest rate when you purchase fertilizer and chemical and/or seed from Ag Plus Cooperative. Below you can find more information about each of our finance options. Ag Plus also offers the option for deferred payments after signing up for a loan.
Loans sponsored by The Cooperative Finance Association.
Seed purchased at Ag Plus and paid for by November 30, 2023:
Seed purchased at Ag Plus and paid for between December 1, 2023, and January 31, 2024:
6.25% variable interest when purchased at Ag Plus through October 31, 2024. Starting November 1, 2024, it will raise to 9.50% variable interest rate through maturity of the loan on March 15, 2025.
*If fertilizer/chemical purchases are not made, the seed program interest rate will default to option 2.
As of July 28, 2021, variable interest rates are based on the CFA Field Finance Rate. CFA interest rates published here.
Loans do not cover non-farm related Ag Plus purchases such as Convenience Store.
March 15, 2025
Subject to CFA credit approval and $200 loan fee advanced on the loan. If you have had a CFA loan in the past and have set up an online account, you can fill out the application online at cfafs.com, rather than the paper application. If you are new to CFA, you must fill out the paper application for the first year.