Ag Plus Crop Financing Programs

Ag Plus has partnered with The Cooperative Finance Association and John Deere Financial to provide growers with loan finance programs for the upcoming crop year. Unlock your farm's potential.

2026 CFA Crop Finance Programs

By financing early, you can ensure the best interest rate when you purchase fertilizer and chemical and/or seed from Ag Plus Cooperative. Below you can find more information about each of our finance options.

Loans sponsored by The Cooperative Finance Association.

Seed Program

Seed purchased at Ag Plus by November 30, 2025.

Tier I:

2.9% Fixed | Now – May 30, 2026
5.99% Fixed | June 1, 2026 – Jan 15, 2027

Tier II:

2.9% Fixed | Now – May 30, 2026
7.5% Fixed | June 1, 2026 – Jan 15, 2027
Get Started

Fert & Chem Program

Must be purchased at Ag Plus by December 31, 2025.

Tier I:

5.99% Fixed | Now – Jan 15, 2027

Tier II:

7.5% Fixed | Now – Jan 15, 2027

BASF Program:

Early Purchases (on or before Mar 15, 2026)

0% Fixed | Now – Nov 30, 2026
8.5% Variable | Dec 1, 2026 – Jan 15, 2027

Late Purchases (Mar 16 – Sep 30, 2026)

4.99% Fixed | Now – Nov 30, 2026
8.5% Variable | Dec 1, 2026 – Jan 15, 2027
Get Started

Miscellaneous Purchases

8% Fixed Interest Rate through maturity of January 15, 2027.

* Loans do not cover: cash rent; purchases made elsewhere (seed, fuel, or any other inputs not purchased through Ag Plus); or non-farm related Ag Plus purchases such as Convenience Store items.

Loans Maturity Date

January 15, 2027

Finance Program Details

Subject to CFA credit approval and $200 loan fee advanced on the loan. If you have had a CFA loan in the past and have set up an online account, you can fill out the application online at cfafs.com, rather than the paper application. If you are new to CFA, you must fill out the paper application for the first year.

Why Choose Ag Plus for Your Financing Needs?

Fixed Financing Options: Know what your rate will be for the entire term of your loan with low fixed rates.
Access to Premium Seed and Chemical Brands: Choose from top-quality seeds from Brevant, Croplan, DeKalb, NK, Stine and Asgrow. Chemicals from BASF, Bayer, Corteva, Syngenta, WinField United, AMVAC and more.
Customized Solutions: Our team of agronomy experts are here to help you select the right seeds tailored to your fields and goals.
Deferred Payment Options: We offer flexible deferred payment options to help you manage your cash flow efficiently.
Lien on Crop Only if Needed: Our programs are designed with your convenience in mind. You'll only have a lien on your crop if it's necessary.
Easy Application and Fast Approval: Applying for financing has never been easier. Our streamlined application process ensures quick approval, so you can focus on what matters most - your farm.

Call Ag Plus Customer Financing at (507) 694-1197 or Fill Out the Form

Corporate Office
1100 East Main Street
Marshall, MN 56258

(507) 532-9686

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